GEICO Towing Coverage: How Many Times Per Year Are You Covered?: Explained

Quick takeaway: Learn exactly how many times GEICO covers towing per year with roadside assistance. Get the facts on coverage limits and costs.

Originally published on Tow With The Flow.

Quick Answer: GEICO typically covers towing 4 times per year with their Emergency Road Service (ERS) coverage. Each service call has a maximum benefit amount, usually around $100 per incident. Coverage resets annually on your policy renewal date.

What To Do

  1. Check your policy documents or GEICO app to confirm your exact ERS coverage details
  2. Call GEICO at 1-800-424-3426 if you need immediate towing service
  3. Stay with your vehicle until the tow truck arrives if it's safe to do so
  4. Keep receipts if you pay out of pocket and need reimbursement later
  5. Ask the tow operator about costs upfront if your coverage limit might be exceeded

!tow truck loading car Photo: Pexels

Coverage Details

GEICO's Emergency Road Service includes:

  • 4 service calls per policy year (not calendar year)
  • Up to $100 per service call in most states
  • 15-mile towing radius typically covered
  • Additional services like jump starts, flat tire changes, lockout assistance

Your policy year runs from your renewal date, not January 1st. If you've used all 4 calls, you'll pay out of pocket until your policy renews.

What It Might Cost

  • ERS coverage: Usually $15-25 per year added to your premium
  • Without coverage: $75-200 per tow depending on distance and location
  • Over the limit: You pay the difference if towing exceeds your $100 benefit

!roadside assistance highway Photo: Pexels

Stay Safe

  • Pull completely off the roadway when possible
  • Turn on hazard lights immediately
  • Stay inside your vehicle if traffic is heavy
  • Stand away from traffic if you must exit
  • Have your policy number ready when calling

Need roadside help? Visit Tow With The Flow for real answers when your car breaks down.

Need the full guide? Read the original article on Tow With The Flow.

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